Our Unique Method:
Strategy + Psychology

We make investing simple,
3 steps with us guiding you every step of the way...

Introduction &

Information Gathering

In this initial step, we focus on understanding both your financial profile and personal approach to wealth:

Review your current financial position and investment holdings.
Clarify long-term goals, lifestyle needs, and legacy planning.
Define your risk tolerance and investment objectives.
Assess behavioral patterns and financial decision-making style.
Identify psychological factors that may impact wealth management.
Begin aligning a strategy tailored to your values, priorities, and mindset.

Wealth Plan

Development

After aligning on your goals and financial mindset, we develop a tailored plan that integrates all facets of your financial life:

Conduct in-depth income and expense analysis to ensure cash flow optimization.
Recommend appropriate account structures based on tax efficiency and estate planning considerations.
Construct a personalized investment portfolio aligned with your goals, timeline, & behavioral profile.
Identify opportunities for tax-smart investing and asset allocation strategies.
Recommend & coordinate with trusted professionals in key areas (tax, estate, insurance, mortgage...)

Account Setup

& Implementation

With your strategy in place, we move forward with efficient execution and full-service support:

Open and fund investment accounts in alignment with your customized plan.
Establish a tailored contribution schedule to support long-term growth and liquidity needs.
Create secure access to your personalized Advyzon Portal for real-time reporting & document storage.
Sit back and relax while we execute your investment strategy with institutional-level oversight and ongoing portfolio management.

A Discreet, White-Glove Approach to Wealth Advisory

We offer a private, highly personalized advisory experience designed for discerning clients. Our client relationships are built on trust, transparency, and exclusivity. We work collaboratively with you to ensure your goals, preferences, and concerns are fully understood and reflected in every decision.
As an independent fiduciary advisor, we are compensated solely by our clients—never by third parties—allowing us to deliver truly objective, conflict-free guidance. Your assets remain fully liquid and accessible, with every recommendation aligned to the same disciplined investment principles we use to manage our own wealth.
Discretion is paramount. We maintain strict confidentiality while providing the highest level of service, attention, and care.

Frequently Asked Questions

What fees will I pay?

Description of Principal Fees and Costs: You will pay an ongoing annual asset-based fee of between 0 and 2% of assets under management. This fee will be collected at the beginning of each quarter and is calculated as a percentage of the fair market value of the cash and investments in your account(s) that we manage. For financial planning services, we charge an hourly rate.

Conflicts of Interest: The more assets in your advisory account, the more you will pay in advisory fees, and we therefore have an incentive to build and/or encourage you to increase the assets in your account.

Other Fees and Costs: In addition to our advisory fee, you will also be responsible for custodian fees, account maintenance fees, fees related to mutual funds, third-party investment management fees, and other transactional fees, as applicable. You may also pay additional fees for additional services such as financial planning services, these services are billed separately and are charged hourly or at a fixed rate.

You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying.

Are my assets in a lock-up period, or can I access them when needed?

No, your assets are not in a lock-up period. We understand that financial flexibility is essential—whether it's a new investment opportunity, a major purchase like a yacht, property, or collectible, or simply reallocating funds. Your investment accounts are designed with liquidity in mind. Assets can typically be accessed and transferred within just a few business days, without penalty.

This structure gives you the freedom to pursue your goals and passions while keeping your long-term strategy intact. Our approach ensures you have both access and control—paired with discretion and personalized service every step of the way.

Why is a CMT-Certified Financial Advisor a unique and powerful resource?

A Chartered Market Technician (CMT) is a financial professional with deep expertise in market behavior, price trends, and risk management—skills acquired through rigorous training and examination in technical analysis. For high-net-worth clients, working with a CMT-certified advisor offers a distinct strategic edge.

Unlike traditional financial advisors who may focus primarily on fundamental data or basic asset allocation models, a CMT brings an advanced, data-driven approach to managing risk and identifying market opportunities in real time. This expertise is especially valuable in volatile or uncertain environments, where navigating complexity and minimizing downside risk is essential to preserving wealth.

CMTs are trained to analyze price action, momentum shifts, and market sentiment, helping them anticipate potential reversals and trends early. This level of insight can support more dynamic portfolio adjustments and more tactical allocation decisions—capabilities that align with the sophisticated needs of affluent investors.

When combined with comprehensive financial planning, a CMT-certified advisor delivers a uniquely robust and proactive wealth management strategy. It’s not just about growing your wealth—it’s about protecting it with precision, insight, and a global perspective.

What is Financial Psychology — and why does It matter for investors?

Financial psychology explores the deep-rooted beliefs, behaviors, and emotional patterns that influence how individuals make decisions about money. Even for highly successful individuals, unconscious habits or mindset blocks can impact investment decisions, risk tolerance, or wealth transfer planning—sometimes in ways that traditional financial advising doesn’t address.

That’s why a financial team that includes both a CMT®-certified advisor and a financial coach with a doctorate in psychology offers a distinct advantage. While the CMT brings deep expertise in market behavior, technical analysis, and strategic portfolio management, the financial psychologist provides insight into the behavioral and emotional drivers behind your financial choices.

For clients where complexity, legacy planning, and high-stakes decision-making are the norm—this integrated approach ensures your financial strategy aligns not just with your assets, but with your values, goals, and mindset.

Together, they offer a white-glove advisory experience that is both highly analytical and deeply personalized—helping you navigate not just the markets, but the human side of wealth. The result is more clarity, more confidence, and more alignment in how your wealth supports the life you want to lead.

How often are performance reviews? When can I adjust my plan?

We conduct in-depth annual performance reviews at a minimum, ensuring your strategy remains aligned with your evolving goals and market conditions. That said, your plan is never set in stone. We encourage open communication and are available to make adjustments whenever your life or financial landscape changes. Whether it’s a liquidity event, family milestone, or shift in objectives, we’re here to respond promptly and discreetly—offering white-glove service every step of the way.

What is Riskalyze? Why is analyzing risk important?

Analyzing risk is important in understanding how much volatility investors can handle over the short term to achieve their long-term objectives. Investor’s view risk through their own unique lens to gauge risk and return tradeoffs. A simple speed limit metaphor helps instill an understanding of that risk. Sometimes it is advantageous to speed up, other times it is prudent to slow down. Risk is similar depending on multiple factors. Sometimes it is advantageous for a client to take on more risk, and others it is prudent to take on less.Riskaylze is a tool we can utilize as advisors to help us better understand risk levels. It uses an objective, mathematical approach to quantify the risk tolerance of an investor. It assists in determining a portfolio best suited to meet your needs within the appropriate risk (on a 1 to 99 scale).

Why is minimizing loss just as important as maximizing its upside?

We believe limiting a portfolio's downside is as important as maximizing its upside. Time in the market, not market timing, leads to wealth accumulation.Using Behavioral Finance, we evaluate the impacts of reactions to market swings.
Commonly, people pull their money out when the market moves down. However, this typically leads to investors missing out on potential long-term growth. We know historically, the market's best days follow on the heels of its worst days, (& vice versa). We encourage investors to think long term. Staying committed through the market's ups and downs elicits a better chance to achieve your financial goals.

Why is diversification key to successful wealth preservation and growth?

Successful long-term investing requires more than selecting strong individual investments. It demands a strategic, risk-managed approach designed to preserve capital, reduce volatility, and grow wealth across market cycles. Diversification is a key element of that strategy.

A properly diversified portfolio thoughtfully allocates capital across asset classes, sectors, and geographies. This helps mitigate risk by avoiding concentrated exposure to any single investment or market trend. Rather than relying on any one area of the market, a diversified portfolio creates stability and resilience—allowing different components to perform in varying economic environments.

Importantly, true diversification goes beyond simply holding a wide range of investments. It involves owning a carefully constructed mix of uncorrelated assets—such as equities, fixed income, private investments, real assets, and alternative strategies—aligned with your financial objectives, liquidity needs, and tax considerations.

We treat diversification as a strategic advantage, not just a defensive tool. It allows our clients to pursue meaningful growth while maintaining confidence that their portfolios are built to endure, adapt, and succeed over time.

What Is the Periodic Table of Investment Returns?

The Periodic Table of Investment Returns is a visual tool that ranks the performance of various asset classes—such as U.S. equities, international stocks, fixed income, real estate, and alternatives—on an annual basis. Much like the periodic table in chemistry, it helps investors see patterns, contrasts, and the unpredictable nature of how different assets perform over time.

This tool serves as a powerful reminder of two key investing principles: diversification and discipline. No single asset class consistently outperforms year after year. What performs best one year may underperform the next. The table reveals the cyclical nature of markets and underscores the danger of chasing last year’s winners or concentrating too heavily in one category.

More importantly, the table reinforces the value of a well-constructed, diversified portfolio—built to weather various market environments without relying on market timing. By visualizing the volatility and shifts in leadership across asset classes, clients can better appreciate the long-term strategy behind a thoughtfully designed allocation.

We use this data-driven approach to guide our portfolio design, helping you remain strategically invested across market cycles—protecting capital during downturns and positioning for growth when opportunities arise. It’s one more way we help you make informed decisions with clarity and confidence.